SPOA has introduced a custom benefits program to address rising healthcare costs, deteriorating plan value, and inconsistent benefit administration. ​ The program offers zero-cost access to essential services like telehealth, diagnostics, lab tests, diabetes supplies, and provider outcome insights, along with wholesale pricing for select products. ​ Leveraging a self-funded captive model, SPOA pools risk among members to enhance purchasing power and affordability. ​ Success stories include significant pharmacy savings, reduced claims costs, and improved employee access to care without out-of-pocket expenses. ​ This innovative approach has delivered measurable cost savings and a more sustainable, employee-focused health plan. ​ Contact Stephanie at stephanie.hayes@schoolphotographersofamerica.com to explore similar benefits for your organization. ​